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Income Tax Calculator

Compare Old Regime vs New Regime for FY 2025-26 (AY 2026-27). Includes Budget 2025 revised slabs, standard deduction, rebate u/s 87A, surcharge, and 4% Health & Education Cess.

verifiedFinance Act 2025 FY 2025-26 · AY 2026-27

person Your Income Details

Income Source

Gross Total Income (₹)

CTC / Total income before any deductions. Standard deduction is auto-applied.

Age Category (for Old Regime slabs)

receipt_long Old Regime Deductions

Sec 80C — LIC, PPF, ELSS, EPF, Tuition Fee etc. (max ₹1,50,000)

Sec 80CCD(1B) — NPS Additional Contribution (max ₹50,000)

Sec 80D — Health Insurance: Self & Family (max ₹25,000; ₹50,000 if senior)

Sec 80D — Health Insurance: Parents (max ₹25,000; ₹50,000 if senior parents)

HRA Exemption u/s 10(13A) (calculated separately; enter exemption amount)

Home Loan Interest — Sec 24(b) (max ₹2,00,000 for self-occupied)

Sec 80TTA — Savings Bank Interest (max ₹10,000; ₹50,000 for senior u/s 80TTB)

Other Deductions (80E education loan, 80G donations, 80GG rent, LTA etc.)

table_chart New Regime Tax Slabs — FY 2025-26

Finance Act 2025 · w.e.f. 1 April 2025

Up to ₹4,00,000NIL

₹4,00,001 – ₹8,00,0005%

₹8,00,001 – ₹12,00,00010%

₹12,00,001 – ₹16,00,00015%

₹16,00,001 – ₹20,00,00020%

₹20,00,001 – ₹24,00,00025%

Above ₹24,00,00030%

Standard Deduction (New): ₹75,000 for salaried/pensioners

Rebate u/s 87A (New): Up to ₹60,000 for income ≤ ₹12,00,000

Zero-tax threshold (salaried): Gross income up to ₹12,75,000

H&E Cess: 4% on (tax + surcharge)

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Disclaimer: This calculator is for information purposes only, based on the Income Tax Act, 1961 as amended by Finance Act 2025 (applicable FY 2025-26). Results are indicative. Special-rate incomes (LTCG u/s 112A, STCG u/s 111A, dividends, etc.) require separate computation. Marginal relief at surcharge thresholds is approximated. Consult a Chartered Accountant for specific advice.